easyPROTECT Auto Insurance
Your complete car insurance in Luxembourg
Taking out auto insurance in Luxembourg should not be complicated.
With easyPROTECT Auto, your lalux – Yves Penny agency offers you a clear, modular, and performant solution to protect your vehicle, your liability, and your peace of mind.
Whether you are a young driver, an active family, or a professional on the road every day, we support you with insurance tailored to your needs.
With the Safety, Comfort, and Performance plans, you choose the level of protection that suits you.
"Sécurité" Plan: The essentials for driving with peace of mind
The Sécurité plan is a solid foundation to insure your car in Luxembourg. It includes the essential guarantees to protect you daily.
✔ Civil Liability & Legal Protection
Mandatory in Luxembourg, auto civil liability covers bodily and material damages caused to third parties. It is complemented by legal protection, which supports you in case of a dispute related to your vehicle.
✔ Glass Breakage
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Repair or replacement of windshield
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Coverage of headlights and stickers
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Damages caused by a collision with a stray animal or game
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Damages caused by natural forces: storm, hail, flood
✔ Theft
Your vehicle is protected in case of:
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Car-jacking or home-jacking
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Theft of wheels, tires, and hubcaps
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Replacement of keys and locks
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Repair of the anti-theft system
✔ Fire
Coverage of burns, short circuits, and fire-related damages.
✔ 24/7 Assistance
With Top Assistance, you receive immediate help in case of a breakdown or accident, in Luxembourg and abroad.
✔ Total Loss Option
Possibility to add a specific guarantee in case of total vehicle destruction.
The Sécurité plan thus offers reliable and comprehensive protection for driving with confidence.
Comfort Plan: strengthened coverage for your vehicle
In addition to the guarantees of the Sécurité plan, the Confort plan includes an extended protection of Casco type (vehicle damage).
✔ Vehicle damages (Casco)
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Repair of damages, even responsible
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Repair of damages caused by martens and weasels
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Tire damage, including in case of vandalism
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Contribution to engine costs in case of fuel error
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Airbag restoration
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Direct coverage of repair invoice
✔ Casco Joker
After 3 years without Casco claims, you get a joker with no negative impact.
✔ Replacement vehicle
A replacement car is available during repairs.
✔ Total loss guarantee included
The Confort plan is ideal if you want comprehensive auto insurance in Luxembourg, providing real peace of mind.
"Performance" formula: premium protection and exclusive benefits
The Performance plan includes all the guarantees of the previous plans with additional benefits.
✔ No penalty in Casco
A Casco claim does not affect your bonus.
✔ Advanced Repair
In case the vehicle is economically irreparable, you receive additional compensation.
This plan is aimed at drivers seeking maximum protection and optimal financial security.
Optional guarantees for customized auto insurance
Because every driver is unique, easyPROTECT Auto offers several customizable options:
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New value for 3 years
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Purchase value for used vehicles
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Accident guarantee (death, disability, medical expenses)
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Driver guarantee
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Luggage and personal effects (GPS, phone, child seat, roof box...)
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Replacement vehicle of a higher category (not available in Sécurité plan)
Why choose lalux – Yves Penny agency for your car insurance?
Choosing the Yves Penny agency means benefiting from:
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Personalized advice
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A human and approachable approach
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With recognized expertise within the lalux ASSURANCES group
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Fast and efficient claims management
I take the time to analyze your situation to offer you the best car insurance solution in Luxembourg, tailored to your vehicle and your lifestyle .
